Will insurance pay to replace a windshield that has become so pitted and cloudy that it is hard to see if you have complete glass coverage?

Answer

If you have complete glass coverage they should replace it but what I would do is throw a nice sized rock at it and make sure there's a spider crack and then they'll HAVE to replace it.. Do that as a last resort tho, tell them a truck kicked up a rock on the highway and cracked your windshield.. LoL

(This would be considered insurance fraud. You may or may not get away with it but it is still fraud. Knowledge of this to your insurance company would get your coverage dropped and make it difficult, or really expensive, to obtain new insurance. I would not suggest intentionally cracking the glass on your windshield for a few hundred dollars in out-of-pocket expenses. This is considered "wear and tear", which is never covered by insurance companies, rather than an "accident" or "ocurrence", which are covered by insurance companies.)